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For those looking to buy a house in Portugal in 2025, the market remains stable and attractive, despite a global context of economic uncertainty. The country continues to draw the attention of international buyers, driven by its quality of life, security, and a strong real estate market.
In the main cities, such as Lisbon and Porto, as well as in the Algarve, property prices remain high but show signs of stabilization after several years of sharp increases. The limited supply of housing, especially in prime areas, helps sustain demand and prices. However, regions like the Silver Coast, Alentejo, and the interior of the country offer more affordable opportunities, attracting buyers looking for space and authenticity.
Recent trends also highlight a growing interest in sustainable properties, the popularity of secondary cities, and the steady demand for rental investments. Even with adjustments to residency programs, the motivation to buy a house in Portugal remains strong among retirees, investors, remote workers, and families.
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Portugal has consistently ranked as one of the most attractive destinations for international property buyers. The combination of mild climate, affordable cost of living, and high quality of life makes it a preferred choice for retirees, families, investors, and remote workers looking to buy a house in Portugal.
In addition to its natural beauty and cultural richness, Portugal offers safety, political stability, and a welcoming environment for foreigners. The country benefits from a modern healthcare system, good infrastructure, and an efficient public transport network, especially in major cities and tourist regions.
The Portuguese property market also appeals to buyers due to its variety. From city apartments in Lisbon and Porto, to seaside homes in the Algarve, to countryside properties in the interior, Portugal offers options for all profiles and budgets. The country’s residency options and tax benefits further enhance its attractiveness for those considering investing or relocating.
This guide is designed for anyone considering buying a house in Portugal, whether as a primary residence, a second home, or an investment.
It is particularly relevant for international buyers who are unfamiliar with the Portuguese property market and want to understand how the process works. If you are a retiree looking for a peaceful place to enjoy your next chapter, a family relocating for a better quality of life, a digital nomad seeking flexibility and lifestyle, or an investor searching for stable opportunities, this guide will provide you with essential information to make informed decisions.
No matter your motivation or experience level, the goal is to help you navigate the Portuguese real estate market with clarity and confidence.
Portugal allows foreigners to buy property without major restrictions, making it one of the most open real estate markets in Europe. However, there are legal, fiscal, and procedural aspects that international buyers should be aware of before proceeding.
Foreigners can legally buy property in Portugal under the same conditions as Portuguese citizens. There are no special restrictions based on nationality, but buyers must comply with the country’s legal framework. This includes obtaining a Portuguese tax identification number (NIF), ensuring the property is properly registered, and following all applicable regulations during the transaction.
Foreign buyers benefit from the same legal rights and protections as Portuguese citizens when purchasing property. Property ownership is fully recognized and registered under the buyer’s name, guaranteeing clear title rights. The legal system ensures that property transactions are formalized through public deeds and registration, offering legal certainty to buyers.
Additionally, foreign buyers are protected by consumer and contract laws, and it is common practice to engage independent legal advisors to ensure that all documentation, permits, and property conditions are properly verified before the purchase is concluded.
Non-EU citizens wishing to buy property in Portugal must prepare specific documentation to comply with local regulations. The key requirements include:
While the process is accessible, it is highly recommended that non-EU buyers work with a local lawyer to handle due diligence, contracts, and legal formalities properly.
Portugal offers a wide range of locations that suit different buyer profiles, from vibrant cities and coastal resorts to quiet countryside villages and islands. Choosing where to buy depends on personal preferences, lifestyle goals, and budget.
In this section, you will find an overview of the most popular regions among international buyers, including major urban centers, seaside destinations, and emerging areas that combine quality of life with investment potential.
The Lisbon Metropolitan Area is the most sought-after region for international property buyers in Portugal. Known for its vibrant urban lifestyle, cultural richness, and proximity to the Atlantic coast, this area combines the advantages of a European capital with easy access to nature, beaches, and smaller towns.
Lisbon and its surrounding municipalities offer a variety of options, from historic apartments in the city center to modern villas and beachfront properties in areas like Cascais, Estoril, and Sintra. The region is well-connected, has excellent infrastructure, and provides a balanced mix of work opportunities, leisure, and quality of life, attracting both residents and investors.
Lisbon, Portugal’s capital and largest city, is a prime location for those looking to buy property, offering a combination of history, modernity, and cosmopolitan living. The city is known for its vibrant neighborhoods, cultural diversity, and proximity to the Tagus River and the Atlantic Ocean.
The property market in Lisbon is characterized by a wide range of options, from historic apartments with traditional architecture in areas like Bairro Alto to modern developments and renovated buildings in neighborhoods such as Parque das Nações and Avenidas Novas. While property prices in Lisbon are among the highest in the country, they are still competitive compared to other Western European capitals.
Lisbon appeals to a variety of buyers, including investors seeking rental opportunities, families looking for urban living with access to quality education and healthcare, and professionals attracted by the city’s growing business and tech environment.
Cascais is one of the most popular locations for international buyers in the Lisbon Metropolitan Area. Situated along the coast, just 30 minutes from Lisbon, Cascais offers a combination of seaside living, urban convenience, and high-quality services.
The town is known for its marina, beaches, golf courses, and a wide range of cultural and leisure activities. Cascais attracts families, retirees, and professionals who value proximity to Lisbon while enjoying a more relaxed atmosphere. The real estate market includes luxury villas, modern apartments, and traditional houses, often with sea views or close to green areas.
With excellent international schools, healthcare facilities, and a well-developed infrastructure, Cascais is a preferred choice for those looking for a high standard of living without being in the city center.
Located next to Cascais, Estoril is a prestigious and well-known destination, often associated with its historical charm and elegant atmosphere. Famous for its casino, golf courses, and proximity to the Atlantic coast, Estoril has long attracted both international and domestic buyers seeking a refined lifestyle.
The real estate market in Estoril is characterized by a variety of properties, from classic mansions and villas to modern apartments and gated communities. Many properties offer sea views or are located near parks and green spaces, making it attractive for families and retirees.
Estoril benefits from excellent road and rail connections to Lisbon and the surrounding areas, as well as access to international schools, healthcare services, and leisure facilities. Its quiet, yet sophisticated environment appeals to buyers looking for privacy, quality of life, and convenience.
Sintra is a UNESCO World Heritage site, famous for its palaces, gardens, and forested hills, offering a unique and picturesque setting just 30 minutes from Lisbon. The region combines historical charm with natural beauty, making it a distinctive choice for property buyers looking for a quieter lifestyle without being far from the capital.
The local real estate market features a mix of traditional Portuguese houses, historic estates, and countryside villas. Sintra is particularly attractive to those seeking character properties, privacy, and a more rural or village-like atmosphere while maintaining good access to Lisbon, Cascais, and the coast.
Sintra is also known for its strong cultural identity, local markets, and a more relaxed pace of life. It appeals to families, retirees, and those looking for a second home surrounded by nature and history.
Ericeira is a charming seaside town located just 40 minutes north of Lisbon, known for its surf culture, relaxed atmosphere, and traditional character. Often referred to as the surf capital of Europe, Ericeira attracts both international visitors and property buyers looking for a coastal lifestyle within easy reach of the capital.
The town offers a variety of property options, from apartments with ocean views to townhouses and villas close to the beach. Ericeira has a strong sense of community, a lively town center, and a growing number of services, making it attractive not only for holiday home buyers but also for those seeking a permanent residence.
While property prices have increased in recent years due to its growing popularity, Ericeira remains more affordable than Lisbon or Cascais, offering a balance between quality of life, proximity to the city, and access to some of Portugal’s most renowned beaches.
Porto and the northern region of Portugal combine tradition, authenticity, and investment potential. From the vibrant city of Porto to the scenic Douro Valley and other smaller towns, the area offers a variety of property options suited to different lifestyles and budgets.
In the following sections, you will find more about Porto, the Douro Valley, and other notable areas in the north, each with its own unique appeal for property buyers.
Porto is Portugal’s second-largest city and a major center of culture, business, and tourism. Known for its historical charm, riverfront views, and strong connection to port wine, Porto has become increasingly popular among international property buyers.
The city offers a variety of real estate options, including traditional apartments in the historic center, modern developments near the Douro River, and renovated buildings throughout its neighborhoods. Prices in Porto are generally lower than in Lisbon, making it an attractive alternative for those seeking urban living with a more affordable investment.
Porto appeals to a wide range of buyers, including investors interested in rental properties, families looking for a balanced lifestyle, and remote workers attracted by the city’s growing innovation and technology sectors. Its combination of history, modern amenities, and vibrant community makes Porto one of the most dynamic real estate markets in Portugal.
The Douro Valley is one of Portugal’s most iconic and scenic regions, internationally recognized for its terraced vineyards and production of port and Douro wines. Located east of Porto, this UNESCO World Heritage site attracts buyers seeking tranquility, natural beauty, and a connection to Portugal’s winemaking heritage.
The real estate market in the Douro Valley is characterized by traditional stone houses, vineyard estates, and rural properties with panoramic views over the river and valleys. Many buyers are drawn by the opportunity to acquire vineyard properties or to invest in rural tourism projects, which have gained popularity in recent years.
This region is well-suited to those who value a quieter and more balanced way of life, away from the urban centers, while still being within reach of Porto. Its growing appeal among foreign buyers is also linked to the combination of affordable prices, unique landscapes, and the potential for lifestyle or investment-driven purchases.
The Alentejo region, located south of Lisbon and north of the Algarve, is known for its vast landscapes, rolling hills, vineyards, and traditional villages. It combines a relaxed lifestyle, countryside charm, and cultural richness, making it ideal for buyers seeking a more grounded and authentic living experience.
The region’s property market includes countryside estates, farmhouses, and village homes, often with larger plots of land compared to other parts of Portugal. The Alentejo appeals to those seeking a more rural lifestyle, second homes, or investment opportunities in rural tourism and wine production.
While less developed than coastal regions, the Alentejo has seen growing interest from international buyers, particularly in areas closer to the coast or near well-known towns such as Évora and Comporta.
Comporta, located on the Alentejo coast just over an hour south of Lisbon, has become one of Portugal’s most exclusive and sought-after destinations for property buyers. Known for its unspoiled beaches, pine forests, and minimalist architecture, Comporta attracts those seeking privacy, natural beauty, and a relaxed, upscale lifestyle.
The area is characterized by luxury villas, contemporary holiday homes, and traditional-style houses, often integrated into the natural surroundings. Comporta appeals especially to international buyers looking for second homes or investment properties, combining proximity to Lisbon with the tranquility of a preserved coastal environment.
Despite its growing popularity, Comporta maintains strict building regulations to preserve its unique character, making properties in the area highly desirable and often considered a long-term investment.
The Algarve is one of the most well-known regions in Portugal for property buyers, especially among international clients. Famous for its beaches, golf courses, and mild climate, the Algarve attracts retirees, holiday home seekers, and investors alike.
This region offers a wide variety of property types, from beachfront apartments and luxury villas to countryside houses in quieter inland areas. The Algarve’s appeal lies in its combination of natural beauty, quality of life, and a well-established expat community.
In the following sections, you will find an overview of the most popular areas within the Algarve, each offering different lifestyles, property options, and investment opportunities.
The western Algarve, particularly the towns of Lagos and Sagres, is known for its dramatic coastline, golden beaches, and relaxed atmosphere. Lagos offers a balance between historic charm and modern amenities, with a vibrant marina, restaurants, and a variety of property types, from apartments to villas with sea views.
Sagres, located further west, is more secluded and appeals to those looking for a quieter and more natural environment, often attracting surfers, nature lovers, and buyers seeking privacy. Properties in Sagres range from simple coastal homes to larger villas with stunning views of the Atlantic.
The western Algarve is popular among both holiday home buyers and those seeking a permanent residence, especially for its more tranquil pace of life compared to the central Algarve, while still offering good access to essential services.
The central Algarve is one of the most established and active areas for property buyers, especially around Albufeira and Vilamoura. Albufeira is known for its lively atmosphere, beaches, and tourist infrastructure, making it a popular choice for those looking for holiday homes or rental investment opportunities.
Vilamoura, on the other hand, is recognized for its marina, golf courses, and luxury resorts. It attracts buyers looking for high-end properties, including modern apartments, exclusive villas, and homes within gated communities. The area also offers a wide range of leisure facilities, international restaurants, and services tailored to expats and seasonal residents.
The central Algarve appeals to those seeking proximity to beaches, entertainment, and a well-developed real estate market, whether for personal use or investment.
The eastern Algarve offers a more traditional and less crowded alternative compared to the western and central areas. Tavira stands out for its well-preserved historic center, charming riverside setting, and access to some of the Algarve’s most beautiful and unspoiled beaches. The town appeals to buyers looking for a more authentic atmosphere, with a mix of traditional houses and modern apartments.
Faro, the administrative capital of the Algarve, offers a different profile. Known for its historical old town, marina, and proximity to the Ria Formosa Natural Park, Faro is a practical option for those who value accessibility, being home to the region’s main international airport. The city also offers a variety of property types, from apartments in the city center to houses in surrounding residential areas.
The eastern Algarve attracts buyers seeking a quieter lifestyle, more competitive property prices, and easy access to both nature and essential services.
The Silver Coast, stretching north of Lisbon along the Atlantic, is an increasingly popular region among international buyers. Known for its long sandy beaches, authentic towns, and lower property prices compared to the Algarve or Lisbon area, the Silver Coast offers a balance between natural beauty and traditional Portuguese charm.
This region appeals to a variety of buyers, from those looking for a holiday home near the sea to investors seeking properties with rental potential. The Silver Coast is also attractive for families and retirees who value a quieter environment while remaining within reach of Lisbon.
In the following sections, you will find some of the most sought-after areas along the Silver Coast, each offering its own character, property types, and lifestyle options.
Nazaré is a traditional fishing town on the Silver Coast, internationally recognized for its record-breaking waves and vibrant maritime culture. In recent years, it has gained global attention as one of the world’s most iconic big wave surfing destinations, while still preserving its authenticity and charm.
The town offers a variety of property options, from apartments overlooking the ocean to houses in quieter residential areas. Nazaré appeals to both holiday home buyers and those looking for a peaceful place to live, combining local traditions with an increasing international presence.
Nazaré also offers essential services, restaurants, and a welcoming community, making it a practical option for families, retirees, and investors looking for property close to the sea, with a distinctive cultural and natural environment.
Óbidos is a historic walled town located near the Silver Coast, known for its well-preserved medieval architecture, cobbled streets, and cultural heritage. The town is one of Portugal’s most picturesque and visited destinations, offering a peaceful and authentic environment.
The real estate market in Óbidos consists mainly of traditional houses, charming cottages, and rural properties in the surrounding countryside. It is a popular choice for those looking to buy a second home, a retirement property, or to invest in rural tourism projects. The town’s proximity to Lisbon and the coast, combined with its historical appeal, makes it an attractive alternative for buyers who value a quieter lifestyle without being isolated.
Óbidos is also surrounded by golf resorts and leisure facilities, further enhancing its attractiveness to both residents and investors.
Madeira is an autonomous region of Portugal, located in the Atlantic Ocean, known for its mild climate, lush landscapes, and welcoming atmosphere. The island offers a combination of natural beauty and modern infrastructure, making it attractive to both property buyers and long-term residents.
The property market in Madeira is diverse, with options ranging from apartments in Funchal, the capital, to villas overlooking the ocean and rural homes in more secluded areas. The island is particularly popular among retirees, holiday home buyers, and remote workers looking for a quieter lifestyle with easy access to outdoor activities.
Madeira offers good healthcare, international schools, and a well-developed transport network, including direct flights to major European cities. Its favorable climate and relaxed pace of life continue to attract international buyers seeking a year-round destination.
The Azores, an autonomous archipelago of Portugal located in the North Atlantic, offer a unique and unspoiled setting for property buyers seeking nature, tranquility, and authenticity. Known for their volcanic landscapes, lush greenery, and marine life, the Azores are ideal for those looking for a peaceful retreat or an alternative to mainland Portugal.
The real estate market is composed mainly of rural houses, small farms, and traditional village properties, although there are also modern homes and renovation opportunities. The islands attract buyers interested in sustainable living, ecotourism projects, or simply a slower and more connected lifestyle.
While more remote than other regions, the Azores provide essential services, a growing expat community, and regular flight connections to both mainland Portugal and international destinations, making them an increasingly attractive option for property buyers.
Beyond the main cities and coastal regions, Portugal offers a variety of alternative locations and interior areas that appeal to buyers looking for affordability, space, and a more traditional lifestyle. These regions include small towns, rural villages, and lesser-known areas where property prices are generally lower, and the pace of life is slower.
Places such as the Alentejo interior, the Beiras, Trás-os-Montes, and parts of the Centro region attract those interested in countryside living, agricultural properties, or restoration projects. These areas offer a strong sense of community, beautiful landscapes, and the possibility of acquiring larger properties or land at more accessible prices.
While these regions may lack some of the amenities found in urban or coastal areas, they provide a unique opportunity for buyers seeking authenticity, privacy, and a deeper connection with Portuguese culture.
The cost of living and lifestyle can vary significantly across Portugal, depending on the region and type of property you are considering. Major cities like Lisbon and Porto, as well as premium areas in the Algarve, tend to have higher property prices and living costs, especially in prime locations or tourist hotspots.
In contrast, inland areas, smaller towns, and regions such as the Silver Coast, Alentejo, or the North generally offer more affordable property prices and lower day-to-day expenses. Buyers in these areas often benefit from larger properties, more land, and a quieter lifestyle at a lower cost compared to the main urban centers.
Lifestyle varies significantly across regions. Coastal areas and major cities offer a wide range of services, cultural activities, and established international communities. In contrast, the interior and smaller towns provide a more relaxed daily rhythm, stronger ties to local traditions, and a closer connection to authentic Portuguese culture. Choosing the right region depends largely on personal priorities — whether you are seeking convenience, investment opportunities, or simply a quieter place to live.
The Portuguese property market offers a variety of options, from city apartments and coastal villas to rural houses and renovation projects. Each region and property type provides different advantages depending on your goals, whether you are looking for a holiday home, investment, or permanent residence.
In the following sections, you will find an overview of the main types of properties available and what to consider when choosing the right one for you.
When buying property in Portugal, one of the first decisions is choosing between apartments, villas, or townhouses, each offering distinct characteristics and advantages.
Apartments are the most common option in urban areas like Lisbon, Porto, and coastal towns. They are ideal for those seeking convenience, proximity to services, and lower maintenance responsibilities. Apartments may also offer shared amenities such as pools, gardens, and security.
Villas are typically detached houses with private gardens and, often, swimming pools. They are common in the Algarve, Silver Coast, and other coastal regions, as well as in rural areas. Villas are suited for buyers looking for privacy, outdoor space, and a more relaxed lifestyle, though they usually involve higher maintenance.
Townhouses offer a middle ground, combining elements of both apartments and villas. They are usually part of small communities or developments, providing some outdoor space and greater independence than apartments, but with lower maintenance than standalone villas.
The choice will depend on your budget, desired location, and lifestyle preferences, whether you prioritize urban convenience, outdoor living, or a balance between the two.
Buyers in Portugal often face the choice between purchasing a new build property or investing in a renovation project. Both options offer unique advantages and challenges depending on the location and the buyer’s objectives.
New builds are common in cities, modern developments, and coastal areas. These properties typically comply with the latest construction standards, offering better energy efficiency, modern finishes, and less immediate maintenance. They are often preferred by those seeking a move-in-ready solution with fewer complications.
Renovation projects, on the other hand, are especially common in rural areas, historic towns, and older neighborhoods. These properties can offer character, traditional architectural features, and the opportunity to customize according to personal taste. However, they usually require careful planning, budgeting, and knowledge of local regulations, especially when dealing with protected buildings or properties located in historical zones.
The decision between new or old will depend on the buyer’s budget, timeline, and willingness to manage a renovation process.
Portugal has a rich architectural heritage, and many buyers are attracted to historical properties, especially in city centers, traditional villages, and rural areas. These buildings often feature unique elements such as stone walls, traditional tiles (azulejos), wooden beams, and period facades that give them character and charm.
However, purchasing a historical property requires special attention. Many are located in protected zones or classified as heritage buildings, which may impose restrictions on renovations, materials, and design changes. Buyers should also be aware of the potential for higher maintenance costs and the need for specialized contractors familiar with traditional construction techniques.
Before buying a historical property, it is recommended to conduct a detailed technical inspection and consult with local authorities to understand the limitations and obligations associated with the building.
Energy efficiency is an important factor to consider when buying a property in Portugal. All properties on the market are legally required to have an Energy Performance Certificate (Certificado Energético), which rates the building’s efficiency from A+ (most efficient) to F (least efficient).
Newly built properties generally offer better energy ratings, incorporating modern insulation, efficient heating and cooling systems, and sustainable building materials. Older properties, especially traditional or historical buildings, may require upgrades to improve energy performance, which can represent an additional investment.
Sustainability is also gaining importance among buyers, with a growing interest in eco-friendly features such as solar panels, water-saving systems, and environmentally responsible construction. In certain regions, especially rural or coastal areas, sustainable homes are increasingly seen as valuable, both for personal use and investment potential.
The process of buying a property in Portugal is straightforward but involves several legal and administrative steps. From property search and negotiation to signing the final deed, buyers must follow a series of formalities to secure a safe and legally sound transaction.
In the following sections, you will find a step-by-step explanation of how the process works, the professionals involved, and what to expect regarding timelines and documentation.
Buying a property in Portugal typically follows a clear and structured process. While local practices may vary slightly, the main steps are consistent across the country:
Several professionals play essential roles throughout the property buying process in Portugal, ensuring that the transaction is legally secure and well-coordinated.
Real Estate Agent
Real estate agents help buyers identify suitable properties, negotiate prices, and handle initial communication with sellers. Agents must be licensed in Portugal and are usually compensated through a commission paid by the seller. Many international buyers benefit from working with agents who are familiar with the local market and can provide guidance throughout the process.
Lawyer (Advogado)
Although not mandatory by law, hiring a lawyer is strongly recommended, especially for international buyers. The lawyer is responsible for performing due diligence, reviewing contracts, verifying property documentation, and ensuring there are no legal issues, debts, or restrictions attached to the property.
Notary (Notário)
The notary is a public official who oversees the formalization of the final deed (escritura pública de compra e venda). The notary ensures that the transaction complies with Portuguese law and that both parties understand the terms of the agreement. The deed is signed in the presence of the notary, making the transfer of ownership legally binding.
These professionals work together to ensure a safe and smooth property transaction.
The timeline for buying a property in Portugal can vary depending on several factors, but most transactions take between 2 to 4 months from the property search to the final deed.
The typical stages include:
Property search and negotiation: from a few weeks to several months, depending on market conditions and buyer preferences.
Promissory contract and deposit: usually signed within 2 to 4 weeks after agreeing on the terms.
Due diligence and preparation for the final deed: generally takes between 4 to 8 weeks, depending on the complexity of the property and how quickly documentation is obtained.
Final deed and registration: scheduled once all documentation and funds are ready, often completed within 30 to 60 days after the promissory contract.
Potential delays may occur due to missing documentation, pending licenses, legal irregularities, financing approval, or scheduling constraints with notaries or municipal services. Working with experienced professionals helps minimize these risks and streamline the process.
Buying a property in Portugal involves more than just the purchase price. Buyers should be prepared for a range of additional costs, including taxes, legal fees, notary and registration expenses, and ongoing property-related charges.
Understanding these costs in advance is essential for proper budgeting and avoiding unexpected expenses during the transaction. In the following sections, we will detail the main costs associated with buying property in Portugal and how they vary depending on the type and value of the property.
When buying property in Portugal, buyers are subject to two main taxes: the Property Transfer Tax (IMT) and the Stamp Duty (Imposto do Selo).
The IMT is calculated based on the property’s purchase price or its tax value, whichever is higher. The rate varies depending on the property’s location, value, and intended use (primary residence, secondary home, or rental investment). Rates range from 1% to 7.5% for residential properties, with some exemptions or reductions available for lower-value properties or first-time buyers.
In addition, buyers must pay the Stamp Duty, which is a flat 0.8% of the property’s declared value. This tax is paid at the time of signing the final deed of purchase.
It is important to factor in these taxes early in the process, as they represent a significant portion of the overall transaction costs.
In Portugal, the purchase of a property must be formalized through a public deed signed before a notary. The notary fees cover the officialization of the contract and the verification of all legal aspects of the transaction. These fees typically range between €500 and €1,500, depending on the complexity of the transaction and the notary’s location.
After signing the deed, the property must be registered at the Land Registry (Conservatória do Registo Predial) and the Tax Office (Serviço de Finanças) to transfer ownership officially. The registration costs usually vary between €250 and €750, depending on the property’s characteristics.
These fees are mandatory and should be included in the buyer’s budget, along with taxes and legal costs.
In Portugal, real estate agent commissions are typically paid by the seller, not the buyer. This is a common practice in both residential and commercial property transactions. The commission is usually negotiated between the seller and the agent and often ranges between 3% and 6% of the property’s sale price, plus VAT.
Although buyers are not directly responsible for paying the commission, it is important to be aware that this cost is usually factored into the final sale price. For buyers working with their own agent or property consultant, separate service fees may apply depending on the agreement, especially when dealing with property search services or buyer’s representation.
Understanding how commissions work helps buyers make more informed decisions when negotiating prices or engaging additional services.
Hiring a lawyer is highly recommended when buying property in Portugal, especially for international buyers who may not be familiar with local legal procedures. Legal fees are usually charged as a fixed fee, typically ranging between €1,500 and €3,000 for standard property purchases.
In more complex transactions — such as high-value properties, properties with legal or urbanistic issues, or cases involving residency or investment programs — fees may be higher and, in some situations, calculated as a percentage of the property value.
The lawyer’s role includes performing due diligence to ensure the property is free of debts, legally registered, and compliant with local regulations. This step is essential to ensure a secure and transparent transaction.
In addition to the initial purchase costs, property owners in Portugal should consider ongoing expenses associated with property ownership.
The most common is the IMI (Municipal Property Tax), an annual tax calculated based on the property’s taxable value (Valor Patrimonial Tributário – VPT). Rates vary depending on the type of property and the municipality:
Urban properties: between 0.3% and 0.45% (set annually by each municipality).
Rural properties: fixed at 0.8%.
Properties owned through entities registered in offshore jurisdictions: subject to a rate of 7.5%.
Condominium fees apply to properties in shared buildings or developments with common areas such as gardens, pools, or security. These fees vary depending on the facilities and maintenance requirements but are typically charged monthly or quarterly.
Other ongoing costs include utilities such as electricity, water, gas, and internet, which depend on the property’s size, location, and usage. Owners should also account for property insurance and routine maintenance, especially in older or larger properties.
Being aware of these ongoing expenses is important for budgeting and maintaining the property properly over time.
Many buyers in Portugal choose to finance part of their property purchase through a mortgage, whether they are residents or non-residents. Portuguese banks offer mortgage solutions to both local and international buyers, although conditions may vary depending on the buyer’s profile and the property type.
Understanding how financing works, what documentation is required, and how interest rates and loan conditions are structured is essential for anyone planning to buy a property with the support of a mortgage.
In the following sections, you will find an overview of the main financing options and key aspects to consider.
Foreigners can access mortgage financing in Portugal, whether they are EU or non-EU citizens. Most Portuguese banks offer mortgage products to international buyers, although the conditions may differ from those offered to residents.
Typical loan-to-value (LTV) ratios for non-residents range between 60% and 70% of the property’s purchase price or valuation, whichever is lower. For residents or individuals who intend to relocate permanently, banks may offer higher LTVs, sometimes up to 80%.
Mortgage terms usually range from 5 to 30 years, depending on the buyer’s age and financial situation. Interest rates are commonly variable, linked to the Euribor rate, but fixed-rate options are also available.
While financing is accessible, banks tend to assess foreign buyers carefully, requiring proof of income, financial stability, and compliance with lending criteria. It is advisable to consult with different banks or mortgage brokers to compare conditions before making a decision.
Mortgage interest rates in Portugal are typically based on the Euribor benchmark, to which banks add a spread depending on the borrower’s profile, financial situation, and the property itself. As of recent years, interest rates have been variable, but fixed-rate mortgages are also available, though often with slightly higher rates.
For foreign buyers, banks generally apply a loan-to-value (LTV) ratio between 60% and 70% of the property’s purchase price or the bank’s valuation (the lower of the two). Residents in Portugal or individuals relocating permanently may qualify for higher LTVs, up to 80% in certain cases.
Buyers should be prepared for slight variations in conditions depending on the bank, the buyer’s financial background, and the property’s location. It is advisable to compare offers and consider both the rate and the overall conditions, including fees, insurance, and early repayment penalties.
To apply for a mortgage in Portugal, foreign buyers must provide a set of documents to demonstrate their financial capacity and comply with bank requirements. Although specific requests may vary slightly between banks, the most common documents include:
Banks will assess the applicant’s income, debt-to-income ratio, and financial stability to determine eligibility and loan conditions. In general, Portuguese banks prefer that monthly mortgage payments do not exceed around one-third of the buyer’s monthly net income.
It is important to prepare all documentation in advance and, when necessary, have it translated into Portuguese or English to streamline the application process.
Foreign buyers purchasing property in Portugal often need to transfer funds from abroad, which brings currency exchange into the equation. Fluctuations in exchange rates can significantly affect the final cost of the property and related expenses, especially when dealing with large amounts.
To manage this risk, many buyers choose to work with specialized foreign exchange services or banks offering currency management solutions. These services may provide better rates than standard bank transfers and allow buyers to lock in exchange rates in advance, reducing uncertainty and potential costs.
It is advisable to plan currency transfers carefully, especially when mortgage payments, taxes, or other ongoing costs will be paid in euros. Proper currency planning can help buyers avoid unexpected financial impacts during the purchase process.
Buying property in Portugal can also serve as a pathway to obtain residency, depending on the buyer’s profile and objectives. Portugal offers several visa and residency options suitable for property buyers, whether they plan to relocate, retire, invest, or spend part of the year in the country.
Understanding the available programs, such as the D7 Visa, other investment-based residency options, and related tax benefits, is essential for those considering not only a property purchase but also establishing a legal residence in Portugal.
In the next sections, we will outline the main residency options connected to property ownership and how they can benefit foreign buyers.
Portugal offers several residence permit options for foreigners who intend to live in the country, many of which are accessible to property buyers. The most common options include:
D7 Visa (Passive Income Visa): Aimed at individuals with stable passive income from pensions, investments, or rental income. This option remains popular among retirees and financially independent individuals.
D2 Visa (Entrepreneur Visa): Designed for those who wish to start or invest in a business in Portugal. Property ownership is not mandatory but may support the application by showing ties to the country.
Digital Nomad Visa: Introduced to attract remote workers, this visa allows individuals who work for companies or clients outside Portugal to reside in the country, provided they meet the minimum income requirements.
Each permit has specific requirements related to income, investment, or professional activity. Choosing the right option will depend on the buyer’s long-term plans, financial situation, and whether they intend to live permanently, partially, or invest in Portugal. Additionally, there are other visa and residency options available that may suit various needs and circumstances.
The D7 visa is one of the most accessible and popular residency options for those who wish to live in Portugal through property ownership combined with passive income. It is particularly suited for retirees, remote workers with passive earnings, or individuals with income from rents, dividends, or financial investments.
Unlike the D7, other investment pathways — such as the D2 visa for entrepreneurs — are designed for those who intend to actively invest in business activities, cultural projects, or other approved sectors. Property ownership may still play a supporting role in demonstrating ties to Portugal when applying for other visas, but it is not the main qualifying factor.
For most private buyers who intend to reside in Portugal and meet passive income requirements, the D7 visa remains the most straightforward and cost-effective option. However, buyers with entrepreneurial ambitions or business investment plans may find the D2 visa more suitable.
Understanding the differences between these pathways is important for aligning immigration objectives with your property purchase.
Portugal has historically attracted foreign investors, retirees, and professionals through favorable tax regimes. Until the end of 2023, the Non-Habitual Resident (NHR) program provided significant advantages for newcomers during their first ten years of residency, including exemptions or reduced rates on certain foreign income — such as pensions, dividends, and royalties — and a flat 20% tax rate on qualifying Portuguese-sourced income. While the NHR is now closed to new applicants, individuals who obtained this status before 2024 may continue to benefit until the end of their term.
Since 2024, a successor framework known as the Tax Incentive for Scientific Research and Innovation (IFICI) has been in place. This program is narrower in scope, applying only to highly qualified professionals in designated sectors, and does not extend to pensions.
Although neither regime directly requires property ownership, many applicants have historically combined residency through property investment with visas such as the D7. Proper tax planning remains essential, as individual circumstances, international tax treaties, and residency rules determine eligibility and potential benefits.
After obtaining a residence permit in Portugal, buyers and visa holders must comply with specific requirements to maintain their legal status. The most common conditions include:
Minimum Stay Requirements: Most residence permits require residents to spend a substantial part of the year in Portugal, usually with limits on consecutive or total absences. Unlike the former Golden Visa real estate route (ended in 2023), which allowed shorter stays, today’s visas demand a stronger physical presence.
Permit Renewal: Residence permits are generally valid for one or two years initially and must be renewed periodically. Renewal requires proof of continued income, accommodation, health insurance, and compliance with the specific conditions of the visa.
Tax Obligations: Residents must fulfill Portuguese tax obligations, including obtaining a tax identification number (NIF) and filing annual tax returns.
No Criminal Record: Maintaining a clean criminal record is essential to keep residency status.
Meeting these requirements ensures the continuity of your legal residency and may eventually lead to eligibility for permanent residency or citizenship after the legally established period.
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Buying a property in Portugal often involves working with several real estate professionals who play a key role in facilitating a safe and efficient transaction. From finding the right property to handling legal formalities, having the right support can make the entire process smoother, especially for international buyers unfamiliar with the local market.
In the following sections, we will introduce the main professionals involved, explain how to identify trustworthy partners, and highlight the importance of legal representation when buying property in Portugal.
Choosing a reliable real estate agent is an important step when buying property in Portugal, especially for foreign buyers who may not be familiar with local market practices. Licensed agents (mediadores imobiliários) are registered with the Portuguese regulator, IMPIC, and must hold a valid license number.
A good agent will not only present property options but also guide you through market trends, local regulations, and negotiation strategies. It is recommended to work with agents who have experience dealing with international clients and who can assist with the specific needs of non-resident buyers.
Before engaging an agent, verify their license, reputation, and previous client reviews. Many buyers also benefit from working with agents who have strong connections with lawyers, mortgage brokers, and other professionals involved in the property buying process.
In Portugal, all real estate agents and agencies must be licensed by IMPIC (Instituto dos Mercados Públicos, do Imobiliário e da Construção). Each licensed agent holds an official license number, commonly referred to as the AMI number, which should be visible on all promotional materials, websites, and business cards.
Working with a licensed agent ensures that the professional is legally authorized to operate and is subject to the code of conduct and regulations established by Portuguese law. The AMI license serves as proof that the agent has the necessary qualifications and meets the required legal and ethical standards.
Before proceeding with any transaction, buyers should verify the agent’s license through the IMPIC official website. This simple check helps avoid dealing with unlicensed intermediaries and reduces the risk of complications during the buying process.
Although it is not legally mandatory to hire a lawyer when buying property in Portugal, it is highly advisable, especially for international buyers. A lawyer plays a crucial role in safeguarding the buyer’s interests throughout the entire purchasing process.
The lawyer’s responsibilities include performing due diligence on the property, verifying the legal status of the property, ensuring there are no debts or encumbrances, reviewing contracts, and overseeing the correct execution of all legal procedures. The lawyer also assists in obtaining essential documents such as the Portuguese tax number (NIF) and, when necessary, representing the buyer through a power of attorney.
Proper legal representation helps prevent unexpected legal issues, protects against hidden liabilities, and ensures that the transaction is conducted according to Portuguese law, providing peace of mind to the buyer.
To provide buyers with a smoother and more secure experience, we work with a carefully selected network of trusted professionals throughout Portugal. Our partners include licensed real estate agents, experienced lawyers, mortgage brokers, architects, surveyors, and relocation specialists.
Through these partnerships, we ensure that clients have access to local expertise, personalized advice, and professional support at every stage of the property buying process. Whether you are searching for a property, navigating legal procedures, or planning renovations, our network can connect you with the right professionals, saving time and reducing stress.
By relying on our partner network, buyers benefit from working with professionals who understand the specific needs of international clients and who are committed to delivering reliable and transparent services.
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Due diligence is a critical step when buying property in Portugal, ensuring that the purchase is legally secure and free of unexpected issues. This process involves verifying the legal status of the property, checking for debts or restrictions, and confirming that all documentation is correct and up to date.
Proper risk management protects buyers from common pitfalls, such as purchasing properties with unresolved legal issues, unauthorized constructions, or hidden liabilities. Working with qualified professionals during this stage is essential to safeguard your investment and ensure a smooth transaction.
In the next sections, we will outline the key aspects of due diligence and how to minimize potential risks when buying property in Portugal.
Before finalizing any property purchase in Portugal, a thorough legal check is essential to ensure that the property is free of irregularities. This process is typically carried out by a lawyer and involves verifying several key aspects.
Among the most important checks are confirming the property’s registration at the Land Registry (Conservatória do Registo Predial) and the Tax Office (Serviço de Finanças), ensuring that the seller has full ownership rights, and verifying that there are no outstanding debts, mortgages, or encumbrances attached to the property.
Additionally, it is important to confirm that the property has the correct usage license (Licença de Utilização) and energy performance certificate, and that all building permits are in order, especially for properties that have undergone renovations or extensions.
These checks are vital to protecting the buyer from future legal or financial issues and should always be completed before signing the promissory contract.
Urban planning restrictions in Portugal can significantly affect the use, renovation, or expansion of a property. Before proceeding with a purchase, it is essential to verify if the property is subject to any local zoning regulations, heritage protections, or land-use limitations.
Properties located in historic centers, protected areas, or near coastal zones may face stricter rules regarding renovations, building extensions, or changes to the façade. In some cases, approvals from municipal authorities or heritage departments are required before any works can be carried out.
Understanding these restrictions is particularly important for buyers planning to renovate or develop the property. Consulting with an architect, engineer, or the local municipal planning office (Câmara Municipal) can help clarify what is legally permitted and prevent costly surprises after the purchase.
In Portugal, it is not uncommon to find properties with unlicensed structures or undocumented modifications, especially in older buildings or rural areas. These situations can pose legal and financial risks if not properly addressed before the purchase.
Unlicensed properties or unauthorized additions may lead to fines, restrictions on future renovations, or difficulties in obtaining permits. In some cases, buyers may be required to legalize the construction post-purchase, which can involve additional costs and bureaucratic processes.
Before proceeding with a transaction, it is essential to verify that all parts of the property are fully licensed and properly registered. If irregularities are detected, buyers should carefully assess the implications, consider renegotiating the price, or even reconsider the purchase.
Legal advice is crucial when dealing with these cases, as an experienced lawyer can help determine the best course of action and, when possible, assist in the legalization process.
While property insurance is not legally mandatory to complete a property purchase in Portugal, it is highly recommended and, in some cases, required by banks if the buyer is financing the property through a mortgage.
The most common types of insurance for property owners include:
For properties in coastal, rural, or older areas, it is advisable to review specific coverage options such as flood protection or coverage for structural damages. Buyers who plan to rent their property may also consider rental insurance or liability insurance specific to short-term rentals.
Taking the time to select the right insurance helps protect the property, the buyer’s investment, and provides peace of mind against unforeseen events.
Once the property purchase is completed, there are several practical steps to take before fully settling into your new home in Portugal. These include setting up essential utilities, handling possible renovations, and deciding how the property will be managed, especially if it will serve as a second home or rental property.
This stage is also when many new homeowners start integrating into the local community, organizing daily life, and adapting the property to their needs. In the following sections, we will cover the key aspects of setting up and managing your property smoothly and efficiently.
After purchasing a property in Portugal, one of the first steps is to ensure that all essential utilities are properly connected and registered in your name. This includes electricity, water, gas (if applicable), and telecommunications services such as internet, television, and mobile plans.
In most cases, if the property was previously inhabited, the utilities will already be connected, and the new owner simply needs to update the account information with the respective service providers. For newly built properties or those that have been vacant for some time, new contracts may need to be established.
It is recommended to compare different utility providers, as Portugal has a competitive market with various options for energy, internet, and telecommunications services. This step helps optimize costs and ensure a smooth transition into the property.
If you plan to renovate your newly acquired property, it is essential to understand the local regulations and permit requirements. In Portugal, most renovations — especially those involving structural changes, façade alterations, or expansion — require approval from the local municipality (Câmara Municipal).
Smaller improvements, such as interior remodeling or non-structural updates, may not require formal permits but should still comply with building safety standards and condominium rules if applicable.
When dealing with older properties, especially those located in historical centers or protected areas, additional restrictions may apply regarding materials, design, or architectural preservation. In these cases, professional advice from architects or engineers familiar with local regulations is recommended.
Proper planning and compliance will help avoid fines, project delays, and legal complications.
For buyers who do not plan to reside full-time in Portugal or who purchase the property as an investment, hiring a property management service can be a practical solution. Property management companies handle a wide range of tasks, including maintenance, cleaning, bill payments, and coordinating repairs.
For those intending to rent their property, either for long-term leases or short-term holiday rentals, property managers can also assist with tenant selection, check-ins and check-outs, and rental income management.
Choosing a reliable property management company is particularly useful for international buyers who may not be present regularly. It ensures that the property is well-maintained and can generate income if used as a rental. Fees vary depending on the range of services and the type of property but are generally based on a monthly fee or a percentage of the rental income.
Many property owners in Portugal choose to rent their homes when they are not using them, either through long-term rentals or short-term holiday lets. The Portuguese rental market, especially in coastal and tourist areas, offers attractive opportunities for generating additional income.
If you plan to rent your property short-term, you will need to obtain a Local Accommodation (Alojamento Local) license from the local municipality. This registration ensures that the property meets basic safety, hygiene, and operational requirements. For long-term rentals, the process is simpler but still requires a formal rental contract and compliance with tenant regulations.
It is advisable to work with a property manager or rental agency to handle bookings, maintenance, and guest relations, particularly if you do not reside in Portugal. Keep in mind that rental income is subject to taxation in Portugal, and you should consult a tax advisor to ensure proper reporting and compliance.
When moving to or buying property in Portugal, it is important to know where to find official information and assistance. Below is a list of key contacts and institutions that are often involved in the property purchase and relocation process.
Portugal offers a variety of regions, each with its own characteristics, lifestyle, and property market trends. From vibrant cities and coastal resorts to rural areas and islands, the country provides options for different buyer profiles and budgets.
In this section, we will explore and compare key regions in more detail, highlighting property price ranges, investment potential, accessibility, and lifestyle considerations. Understanding these regional differences will help you choose the location that best matches your goals and expectations when buying a house in Portugal.
Each region of Portugal offers distinct advantages depending on your objectives, whether you are looking for a primary residence, a holiday home, or an investment property.
Lisbon Metropolitan Area: Combines the advantages of a European capital with access to beaches, international schools, and a dynamic business environment. Property prices are among the highest in the country but offer strong rental demand and liquidity.
Porto and Northern Portugal: Known for its cultural heritage, wine production, and more affordable property prices compared to Lisbon. Porto has become a growing hub for innovation and tourism, offering good investment potential.
Algarve: A preferred choice for holiday homes and retirement, offering a warm climate, golf courses, and well-developed expat communities. Property prices vary depending on proximity to the coast and popular towns like Vilamoura, Lagos, or Tavira.
Silver Coast: Offers a mix of coastal towns and countryside living, generally with more affordable prices than the Algarve. Attractive for families, retirees, and investors looking for quieter locations still within reach of Lisbon.
Alentejo: Ideal for those seeking space, tranquility, and rural charm. Property prices are lower compared to the coast, making it appealing for lifestyle buyers and those interested in rural tourism.
Madeira and Azores: Islands with unique natural beauty and relaxed lifestyles. Popular for retirement and second homes, with growing interest from remote workers and investors in rural tourism.
Comparing regions helps narrow down choices based on budget, lifestyle preferences, and investment potential.
Property prices in Portugal vary significantly depending on the region, type of property, and proximity to key amenities such as the coast, urban centers, or tourist attractions.
Assessing price ranges and investment potential is essential to choosing the right region and property for your specific objectives, whether focused on lifestyle, rental income, or capital appreciation.
Beyond prices and investment potential, each region of Portugal offers a distinct lifestyle, which is often a decisive factor for buyers.
Considering lifestyle factors helps ensure that the chosen region matches your personal preferences, daily needs, and long-term goals.
Accessibility and infrastructure vary significantly across Portugal and should be considered when choosing where to buy a property.
Major cities like Lisbon and Porto benefit from international airports, extensive public transport networks, modern healthcare facilities, and a wide range of services. These areas are well connected both domestically and internationally, making them attractive for residents who value mobility and convenience.
The Algarve also has good infrastructure, including the Faro International Airport, modern highways, and a solid network of healthcare and educational services, especially in larger towns like Faro, Albufeira, and Lagos.
The Silver Coast and Alentejo offer less dense infrastructure but provide good road connections to Lisbon and Porto. Public transport may be more limited in smaller towns and rural areas, making car ownership more common and, in some cases, essential.
Madeira and the Azores are accessible by air, with regular flights connecting the islands to mainland Portugal and other European destinations. Despite being more remote, both archipelagos offer essential services, healthcare, and education, although with fewer options than mainland urban centers.
Evaluating infrastructure is key to ensuring comfort and practicality, especially for buyers planning to live permanently or manage rental properties.
While we do not operate as a real estate agency, we provide access to a curated selection of premium properties through our trusted network of local partners. Whether you are looking for a beachfront villa, a countryside retreat, or an investment property, our partners offer a wide variety of listings across Portugal.
By collaborating with experienced agents and property professionals, we ensure that buyers have access to carefully selected properties that meet high standards in terms of location, quality, and potential.
In the following sections, you will learn how our partner network operates and how you can explore available properties, schedule visits, or even arrange remote viewings.
Our partner network is made up of licensed real estate agents, property consultants, and local specialists who have deep knowledge of the Portuguese property market. By working with this network, we help buyers access a broader range of properties, including options that may not be widely advertised.
When you express interest in a property, we connect you directly with one of our trusted partners who will assist you throughout the entire buying process — from property selection and viewings to negotiation and closing.
This approach allows us to match you with agents who specialize in the region or property type you are interested in, ensuring that you receive relevant guidance and access to up-to-date market information. It also helps streamline communication, saving time and providing a smoother experience.
Through our partner network, buyers gain access to a variety of property listings, including exclusive opportunities that may not be available on public platforms. These exclusive listings often include high-demand properties, unique homes, or off-market deals secured directly by our partners.
Once you identify properties of interest, our partners can organize personalized viewing arrangements according to your availability. For international buyers who are not yet in Portugal, virtual viewings and video tours are commonly offered, allowing you to explore properties remotely with the guidance of a local expert.
This flexibility helps you shortlist the best options and plan your visit more efficiently, or in some cases, proceed with the purchase remotely if you are comfortable and all legal checks are completed.
For international buyers who cannot visit Portugal during the property search, virtual tours and remote buying have become common and effective alternatives. Many real estate agents in our partner network offer video calls, detailed property walkthroughs, and virtual tours, allowing you to evaluate properties in real time from anywhere in the world.
Remote buying is also possible when supported by professional assistance. With a power of attorney, your lawyer can represent you during the necessary legal steps, including signing contracts and completing the final deed. This allows buyers to secure a property without being physically present in Portugal.
Although visiting in person is always ideal, remote buying is a practical and increasingly popular solution for foreign buyers who need flexibility or who are familiar with the market.
Navigating the Portuguese property market can be challenging, especially for international buyers who may not be familiar with local procedures, regulations, and cultural differences. Working with experienced professionals is one of the most effective ways to ensure a smooth and secure property purchase.
From legal advice and tax guidance to personalized property search and relocation support, having the right experts by your side can save time, reduce risks, and help you make informed decisions. In the following sections, you will discover the services available through our network to assist you at every stage of the buying and relocation process.
Finding the right property in Portugal goes beyond browsing online listings. Through our partner network, buyers can access personalized property search services tailored to their specific needs, budget, and lifestyle preferences.
These services typically include a detailed consultation to understand your goals, followed by a curated selection of properties that match your criteria. Your assigned consultant will assist in arranging visits, providing insights on neighborhoods, market trends, and negotiating with sellers.
For international buyers, this personalized approach is particularly valuable, as it helps navigate language barriers, local customs, and ensures access to properties that may not be publicly advertised.
Navigating legal and tax matters is a crucial part of buying property in Portugal, especially for foreign buyers who may be unfamiliar with local laws and procedures. Through our network, you have access to experienced lawyers and tax advisors who can assist you at every step.
Legal advisors will handle due diligence, prepare contracts, and ensure that the transaction complies with all Portuguese regulations. They can also help you obtain essential documents, such as your Portuguese tax number (NIF), and, when necessary, represent you through a power of attorney.
Tax advisors can assist in structuring your investment efficiently, evaluating potential liabilities, and explaining how Portugal’s tax rules apply to your situation. They will also provide guidance on property-related taxes, rental income taxation, and annual reporting requirements. While Portugal previously offered the Non-Habitual Resident (NHR) regime — closed to new applicants since 2024 — individuals who secured this status before that date may still benefit. Current incentives, such as the Tax Incentive for Scientific Research and Innovation (IFICI), apply only to specific highly qualified professionals.
Having access to qualified legal and tax professionals provides security, helps avoid costly mistakes, and ensures full compliance with Portuguese law.
Beyond the property purchase, many international buyers require assistance with the practical aspects of relocating to Portugal. Our partners offer relocation support packages designed to make the transition clear and well-organized.
These services can include assistance with obtaining residency permits and visas, registering for healthcare, enrolling children in schools, setting up utilities, opening bank accounts, and understanding everyday life in Portugal. Some packages also offer personal support with settling-in services, such as neighborhood orientation, language learning recommendations, or integration into local communities.
Relocation services are especially valuable for families, retirees, and remote workers who want to ensure that all bureaucratic steps are handled correctly and that they adapt quickly to their new environment.
If you are considering buying a property or relocating to Portugal and would like professional guidance, you can easily schedule a consultation through our contact form. Whether you need help with property search, legal and tax advisory, or relocation support, our team and partners are ready to assist you.
By filling out the contact form, you will receive a personalized response, and, if desired, we can arrange an initial consultation to discuss your goals and recommend the best services according to your needs. This first step is crucial to help you better understand the process and make informed decisions before and during your move to Portugal.
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The “Escritura” is the official deed of purchase signed before a notary, which legally formalizes the property transaction. Only after signing the Escritura does the buyer officially become the legal owner of the property. This step is essential to complete the purchase and register the property under the buyer’s name.
Renovations are generally allowed, but if the property is located in a protected area, historic center, or subject to urban planning rules, special permits may be required. Before starting any works, it is advisable to consult with the local municipality and, if necessary, hire an architect to ensure compliance.
Alojamento Local (AL) refers to short-term rental licenses typically used for holiday rentals. Properties operating under AL are subject to specific regulations and require registration with the local municipality. Long-term rentals follow standard rental contracts and are generally intended for residential leases of 12 months or more. The choice between AL and long-term rental affects licensing, taxation, and rental strategy.
Yes, many foreign owners rent out their properties as holiday homes or long-term rentals when they are not using them. It is common to use property management services to handle bookings, maintenance, and guest relations, especially for owners living abroad.
Yes, property ownership itself does not automatically grant residency, but owning a property can help demonstrate ties to Portugal when applying for certain types of residence permits later. Several visa pathways allow you to apply for residency after you have already purchased a home.
Portuguese inheritance law applies to properties located in Portugal, even if the owner is a foreigner. However, EU citizens may opt for the inheritance law of their country of nationality. Without such a declaration, Portuguese law, which favors close relatives such as spouses and children, will apply. It is advisable to consult a legal expert to plan inheritance matters properly.
After signing the final deed (Escritura), the property must be registered at the Land Registry (Conservatória do Registo Predial) under the new owner’s name. This step is essential to make the ownership official. The registration can be done by the buyer, the lawyer, or even directly through the notary, depending on the process.
Property maintenance varies depending on the type and location of the property. Coastal and rural properties may require more frequent upkeep due to weather exposure or larger land areas. Many foreign owners choose to hire local property management services to handle regular maintenance, especially if they are not living permanently in Portugal.
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